Economic Development 
BRAC Economic Development Program provides the cornerstone for all of BRAC’s development work. It uses a participatory, peer supported and multisectoral strategy to offer poor rural women the skills and opportunity to achieve sustainable improvement in their livelihoods, and attain dignity and self-reliance. This programme covers microfinance, institution building, income generating activities and programme support enterprises.
 
Microfinance:
BRAC believes that a common platform created and owned by the poor themselves is a crucial prerequisite whereby the poor can make themselves count in the development process. The Village Organisation (VO) is an association of poor, landless people who come together with the help of BRAC to improve their socio-economic position. The VO promotes a structured organisation of the rural poor with particular emphasis on women’s participation. The main goal of the VO is to strengthen the capacity of the poor for sustainable development and enable the poor to participate in the national development process. The VO is also the link between rural people and BRAC. To date, BRAC has organised a total of 294,214.

1. Dabi - Poverty alleviation for poor landless women: Dabi is the core component of our microfinance programme. We organize landless groups of women in rural, semi-urban and urban slums into self-selected groups commonly known as village organizations (VOs).These VOs serve as platforms for various financial and non-financial development activities including savings, credit, health, education, social development and livelihood support. Dabi members have access to microloans and savings schemes that help reduce their vulnerability and support their self-employment initiatives. The loans are used to support a wide range of activities that the poor engage in to sustain their livelihoods. These range from agricultural activities such as growing rice, maize or vegetables and livestock rearing to non-farm activities such as running a restaurant or grocery store. All Dabi members are women and the average loan size in 2007 was BDT 8,227 (USD 121). As of 2008, the total number of outstanding borrowers was 5.02 million and BDT 30,755 million was disbursed in 2008.

2. Unnoti - Microenterprise development for marginal farmers: The goal of Unnoti is to provide financial services to meet the specific needs of small and marginal farmers. Agriculture is the backbone of Bangladesh's economy and to a large extent drives the livelihoods of the poor, either directly or indirectly. Crop diversification, growth in the non-crop sector and maintaining high productivity are therefore of great importance for food security, pro-poor growth and livelihoods of the poor.There is plenty of scope for intervention in agriculture and the introduction of new ideas and enterprises. We provide support to marginal farmers who own more than one acre of land - a group that is not being targeted by the mainstream microfinance programmes.These marginal farmers do not need a huge amount of money to support their projects; loan size ranges from BDT 10,000 to BDT 50,000 (USD 147 to USD 735).As of 2008, there are 0.84 million borrowers and BDT 9,569 million was disbursed

3. Progoti - Small enterprise development for businesses: Progoti addresses the credit needs of small entrepreneurs in Bangladesh who require loan facilities to expand their commercial enterprises or to meet the needs for working capital to run their businesses.These small entrepreneurs are known as the 'missing middles' who have difficulty accessing credit facilities from institutional sources as they neither fall into the category of commercial banks nor into the landless group members of a typical microfinance programme. Since its inception, the Progoti programme has disbursed over BDT 68,223 million spread over 752,954 entrepreneurs and, as of 2008, the number of outstanding borrowers was 240,991.The progamme disbursed BDT 23,637 million in 2008 spread over  We also introduced the Women Entrepreneur Development Programme (WEDP) in 2000 solely for women entrepreneurs. Since inception, the programme disbursed 35,844 individual loans worth BDT 2,276 million (USD 33 million) as of December 2007