Table 16

The Portfolio structure of Financing by Public and Private Sector Banks and the Islami Bank Bangladesh Limited:

 

 

Public Sector Banks1

Private Sector Banks2

1984

1992

1984

1992

 

1. money at Call and Short Notice

 

2. Loans, Overdraft & cash Credit Employed fund Ratio (%)

 

3. Bills Purchased and Discounted employed fund ratio (%)

 

4. Investment in securities Employed fund Ratio (%)

 

Total

 

 

10.93

 

 

71.57

 

 

 

6.00

 

 

 

33.47

 

 

100

 

3.31

 

 

69.02

 

 

 

3.45

 

 

 

24.22

 

 

100

 

 

 

0.75

 

 

69.55

 

 

 

12.36

 

 

 

17.34

 

 

100

 

 

5.19

 

 

79.10

 

 

 

1.79

 

 

 

13.93

 

 

100

 

 

ISLAMI BANK BANGLADESH LTD.

 

 

 

1984

 

 

1992

 

1. Short Term financing (TDR) – Employed Fund ratio (%)

 

 

2. Term Financing (Musharaka, Hire Purchase) – Employed Fund Ratio (%)

 

 

3. Trade Financing (Murabaha, Bai-Muazzal) – Employed Fund Ratio (%)

 

 

4. Investment Against Securities – Employed Fund ratio (%)

 

 

5. Others – Employed Fund Ratio (%)

 

Total

 

 

 

1.13

 

 

29.7

 

 

 

69.14

 

 

 

0

 

 

0.02

 

100

 

3.38

 

 

14.72

 

 

 

72.98

 

 

 

0.41

 

 

8.51

 

100

 

 

Source    :               Annual report of respective banks.

Notes     :               1Public Sector Banks include the Sonali, Janata and Agrani Bank.

2Private Sector commercial Banks include the City Bank Limited, National Bank Limited, United commercial Bank Limited and Arab-Bangladesh Bank Limited.