As part of its commitment to create real value in the society that is constantly developing, Standard Bank is determined to be a good corporate organization in every corner of its community, clients, employees and other stakeholders in the places where it works and live. The bank holds itself accountable for the social, environmental and economic impacts of its operations.

Financial Inclusion

•    Aid granted to ACSR (an international NGO) for the programs of Social Reconciliation, Humanitarian, Social welfare, Poverty eradication, Rehabilitation of Distressed & Discriminated Woman. Distributed Tk. 116.17 Crore to SME sector up to June 2008.

Disaster relief

•    Donation for constructing a Multi-usable Maszid-Cum-Cyclone shelter at ‘’Sidr’’ affected area.


•    An ambulance has been donated to Anzuman-E-Mofidul Islam, Chittagong and Lions Eye Institute & Hospital, Dhaka.
•    Donations given to Ahsania Cancer Hospital, Dhaka and Harun Eye Foundation Hospital, Chittagong.
•    A Haemo-dialysis Machine donated to National Kidney Foundation for treatment of poor patients.


Corporate Social Responsibility holds the bank accountable for the social, environmental and economic impact of its operations. TBL designs its policies and business practices to reflect the highest standards of corporate governance. Trust Bank created a Special Reserve Fund by transferring a certain percentage of profit to carry out its CSR activities. Education, Disaster relief, sports, environment and minimizing socioeconomic inequalities have been the major focus of Trust Bank’s CSR agenda.

Disaster relief

The employees contributed a certain percentage from their salaries to the pool of fund for conducting relief operations in the areas by natural calamities/catastrophes like ‘’Sidr’’ and ‘Aila’.


•    A technical training institute affiliated to Bangladesh Technical Education Board has been established to prepare technically skilled human resources to meet both domestic and overseas demands. The training institute imparts different vocational trainings to both serving/retired army personnel and unemployed youths of the country.

•    Trust Bank assists ‘Shena Shohayok School’, established for disabled and autistic children and it also grants stipend to poor but meritorious students of different educational institutions.


In the process of appraisal of any project and working capital of funding, Trust Bank takes into cognizance whether the concerned project/undertaking will create any environmental hazard or not. To make the project environmentally viable it prioritizes the leveraging of compliant factors in the project. The bank also focuses on other factors of compliance such as to whether there is the existence of child labor on the payroll of the concerned project undertaking.


•    The bank sponsors different events at national level. Recently, it has sponsored Taekwondo competition (marshal art) held at the national level.
•    Starting from 2008, Trust Bank is providing an annual donation worth of Tk. 100,000 to Taekwondo Federation to meet their various expenses.

Financial Inclusion

•    Micro Finance Scheme had been launched in the bank at its very inception at soft terms and conditions for the least privileged and lower income bracket segment in the defense service.
•    The bank also has SME lending activities and designed specific products befitting the requirement of women entrepreneurs.

Social welfare

•    The Bank is paying Tk. 3,000 per month to one of ten top artist of ‘Khude Gunraj’ for financial assistance. The payment has been started from March 2009 and will continue up to ten years.
•    Establishing healthcare centers for the underprivileged section of the society.


As part of its CSR, United Commercial Bank Ltd. is continuing donations to different organizations which support social welfare.

Disaster relief

•    Donation to Prime Minister’s Relief Fund for Tornado victims in 2004, and ‘Aila’ victims.
•    Donation to Victims of Landslide, Chittagong.


•    Donation to Riverboat Hospital project.
•    Donation to ORBIS.
•    Donation to ‘Chattagram Maa O Shishu Hospital’.
•    Donation to SIED Trust for providing physiotherapy support to underprivileged children.
•    Sponsored Immunization Campaign.

Social welfare

•    Donation to Election Commission for preparing Voter & National ID.
•    Sponsored New Voter Campaign.
•    Donation to TRY Foundation.
•    Arrangement of job fair.
•    Donation to Monga affected people.
•    Sponsored Tree plantation program for maintaining ecological balance.


•    Donation to Bhatiary Golf & country club, Chittagong for construction of Halfway house.
•    Games & Sports sponsorship (ICC T20 World Cup & Athletic Federation).


Uttara Bank Limited considers socially responsible activities an important part of its culture, identity and business practice. It has a deep commitment, loyalty and a high sense of responsibility to the nation and its people. As part of its CSR, the bank contributes greatly to the nourishment of the country’s arts, culture and sports and to combat all natural calamities. As part of its CSR, the bank contributes to the nourishment of the country’s arts, culture and sports and to combat natural calamities.

Disaster relief

•    UBL donated Tk. 10.0 million to Prime Minister’s Relief Fund for severely affected people in the year 2007.

Financial Inclusion

•    The bank introduced a scheme named “Women Entrepreneurship Development Scheme” to encourage women entrepreneurs in SME sector in 2008.
•    Besides, the bank continued to disburse loans for income generating activities and poverty alleviation.


•    Under beautification of Dhaka City program, the bank financed in the sculpture of national bird “Doel” which is known as “Doel square” in front of Karzon Hall of Dhaka University.



For the Banking Companies:

a.    As both the civil society group and workers hold negative opinions about the corporate responsibility, companies have to seriously consider how to restore their image.
b.    The variability of perceptions indicates specific areas where to intervene and set priorities. All the controversial issues should be taken note of and settled through a multi-stakeholder initiative.
c.     Environmental concerns should receive greater attention by the banks.
d.     Gender aspects should be more carefully addressed and monitored for their implementation.
e.    Bank-community relations are found to be strained. The Bank management and executives should consult and communicate with the local communities on a regular basis.
f.    Health and safety issues deserve greater attention given that failure in these areas impact negatively on the productivity and endanger human life.
g.    More consultation should take place between the employers and the employees so that a team spirit is restored in the business.

For the Civil Society:

a.    Should enhance their participation as a stakeholder in the corporate affairs for holding the corporate entities accountable to the greater segment of the general population.
b.    Should contribute to the process of awareness building of all the stakeholders so that the banks do not function in an exploitative condition.
c.     Should contribute to the process of multi-stakeholder exchange of views and ideas in terms of both initiating and organizing multi-stakeholder forums.
d.    Policy advocacy.

For the Government:

a.    Provide policy guidelines for smooth functioning of the banking entities.
b.     Monitor and enforce laws related to social issues, environment protection, and health and safety issues.
c.     Provide the logistic support for enhancing the overall banking sector and carefully monitor the initiatives of the global trade partners and regimes so as to ensure that the corporate responsibility issue is not used as a pretext for market access barrier.
d.    Setting achievable goals and ensuring appropriate monitoring systems in the banks to look into the corporate-social affairs;
e.    Ensuring financial independence of banks; and promoting? transparency and accountability of corporate as well as public entities.


The modern concept of Corporate Social Responsibility (CSR) is evolving gradually despite several hindrances. Driving forces behind this evolution is pressure from various stakeholders (Importers, Environmentalists) while slow progress is attributed to lack of Good Governance, absence of strong labor unions, consumer forums and above all lack of understanding by business houses, specifically non-exporting ones, that CSR is not charity but is rather an instrumental PR investment. In conclusion I can say that there are not only problems but also opportunities for further improvement by the business world of this country in the field of CSR.